Smart List Condition Reference

Smart List Condition Reference

Field	Type	Operators	Notes
Policy Count	Number	equals, not equal to, greater than, at least, less than, at most, between	Number of active policies tracked by the client (archived policies are not counted)
Annual Premium	Number	equals, not equal to, greater than, at least, less than, at most, between	Scheduled annual premium across the client's active policies, including PUA and riders. Paid-up and expired term policies count as $0. Clients with a policy whose premium isn't recorded never match.
Total Cash Value	Number	equals, not equal to, greater than, at least, less than, at most, between	Sum of cash values across all policies
Total Death Benefit	Number	equals, not equal to, greater than, at least, less than, at most, between	Sum of death benefits across all policies
Policy Anniversary Within	Date	within days, older than days	Days until next policy anniversary. Use "within N days" to find clients with upcoming anniversaries — a common trigger for reviews and conversations.

Field	Type	Operators	Notes
Max LTV	Number	equals, not equal to, greater than, at least, less than, at most, between	Highest loan-to-value ratio across all policies
Total Loan Balance	Number	equals, not equal to, greater than, at least, less than, at most, between	Sum of all outstanding policy loan balances
Has Active Loans	Yes / No	equals	Whether the client has any active policy loans
Net Cash Value	Number	equals, not equal to, greater than, at least, less than, at most, between	Total cash value minus total loan balance
Net Cash Value	Number	equals, not equal to, greater than, at least, less than, at most, between	System-level equity: total cash value minus all outstanding loan balances, representing the client's net standing across their banking system.

Field	Type	Operators	Notes
Deployment Count	Number	equals, not equal to, greater than, at least, less than, at most, between	Number of active capital deployments
Total Deployment Balance	Number	equals, not equal to, greater than, at least, less than, at most, between	Sum of active deployment principal balances
Has Active Deployments	Yes / No	equals	Whether the client has any active capital deployments

Field	Type	Operators	Notes
Last Snapshot Age (days)	Number	equals, not equal to, greater than, at least, less than, at most, between	Days since the client last recorded a policy snapshot
Last Login Age (days)	Number	equals, not equal to, greater than, at least, less than, at most, between	Days since the client last logged in

Field	Type	Operators	Notes
Subscription Tier	Choice	equals, not equal to	Current subscription plan
Subscription Status	Choice	equals, not equal to	Current subscription billing status
Advisor Practice Tier	Choice	equals, not equal to	Practice tier when the client is also an advisor

Field	Type	Operators	Notes
Product Interest	Choice	equals, not equal to	Product type the contact is interested in
Policy Type	Choice	equals, not equal to	Type of policy issued to the client
Lead Source	Choice	equals, not equal to	How the contact was acquired
Seat Status	Choice	equals, not equal to	Client seat assignment status
Days Since Graduation	Number	equals, not equal to, greater than, at least, less than, at most, between	Days since the contact graduated from prospect to client
Familiarity Level	Choice	equals, not equal to	Contact familiarity with whole life banking
Lifecycle Stage	Choice	equals, not equal to	Whether the contact is an active client or a prospect
Birthday This Month	Yes / No	equals	The birthday recorded for the contact falls in the current calendar month, in your timezone. Contacts with no recorded birthday never match.
Family Birthday This Month	Yes / No	equals	The birthday recorded for the contact, their spouse or one of their children falls in the current calendar month, in your timezone. Contacts with no recorded family birthdays never match.